Internet connectivity has brought many benefits to modern society, but one of the drawbacks is that internet users and companies are vulnerable to information breaches.
Recently, credit bureau Equifax was hacked with 143 million people potentially affected by the data breach. Many details about the hack aren’t available, and though this news is unfortunate, there are things that can be done to safeguard your credit.
First thing’s first, check to see if you were affected by the hack. Click on the link below to get a step-by-step guide.
Whether you were affected or not, it’s a good idea to protect yourself. Many things can happen that may put you at risk.
Here are a few steps that you could take to keep your credit safe:
- Set up alerts with the three big credit reporting agencies to see if someone is using your credit. Same goes for credit and debit cards. You can even have push notifications set up.
- Look into freezing your credit so that new companies that you don’t currently work with will not be able to access your credit.
- Keep an eye on your credit history.
- Consider a credit monitoring service. Right now, Equifax is offering a year of credit monitoring for free, but make sure you look into the fine print.
Source: New York Times, Sept 10, 2017